Echobit U Card: Overview, Features, Limits, and FAQs – Echobit Help Center｜Customer Support Center

1. What Is the Echobit U Card?

The Echobit U Card is a payment card offered by Echobit in both virtual and physical formats. You can transfer USDT from your Spot Account to your card balance and use the funds to pay at supported merchants.

2. Key Features and Benefits

Virtual and physical cards: Each account can hold up to one virtual card and one physical card. The two cards have separate balances.
Online and offline payments: The virtual card supports online payments, while the physical card supports both online and in-store payments, as well as ATM withdrawals.
Mobile payment integration: Both virtual and physical cards can be linked to Apple Pay and Google Pay.
Global merchant acceptance: Use your card at supported merchants in many countries and regions worldwide.
Multiple physical card materials: Choose from plastic, metal, and ceramic cards.
No activation deadline: You can activate your physical card at any time after receiving it. There is no activation deadline.

3. Virtual Card vs. Physical Card

Feature	Virtual Card	Physical Card
Online payments	Supported	Supported
In-store payments	Not supported	Supported
Apple Pay / Google Pay	Supported	Supported
ATM withdrawals	Not supported	Supported
Maximum number per account	1	1

4. Before Applying for a U Card

Please review the following requirements before starting your application.

Accepted identification documents: National ID card, driver's license, or passport. You may use any one of these documents.
Language requirements: All application information and card KYC details must be completed in English. We recommend ensuring that the information matches the details on your identification document.
Additional card verification: Even if you have already completed KYC verification for your Echobit account, you must complete additional verification when registering for the card. Follow the instructions displayed on the application page.

5. Transaction Limits

All limits below are denominated in USDT. Actual limits are subject to the applicable card terms and account eligibility.

5.1 Physical Card Limits

Transaction Type	Limit	Regular Customers	API Customers
POS spending / pre-authorization	Daily limit	20,000 USDT	50,000 USDT
POS spending / pre-authorization	Per-transaction limit	20,000 USDT	25,000 USDT
ATM withdrawals	Daily limit	3,000 USDT	5,000 USDT
ATM withdrawals	Monthly limit	20,000 USDT	100,000 USDT

5.2 Online Payment Limits

Limit Type	Amount
Daily limit	200,000 USDT
Monthly limit	1,000,000 USDT
Per-transaction limit	50,000 USDT

5.3 Virtual Card Limits

Limit Type	Amount
Per-transaction limit	25,000 USDT
Daily limit	150,000 USDT
Monthly limit	1,000,000 USDT
Lifetime cumulative limit	1,000,000 USDT

6. Frequently Asked Questions (FAQs)

1. Can I hold a virtual card and a physical card at the same time?

Yes. Each account can hold up to one virtual card and one physical card. The limits are calculated separately for each card type. Their balances are independent, so you must top up each card separately.

2. Which cryptocurrencies can I use to top up my U Card?

Currently, only USDT is supported. You can transfer USDT from your Spot Account to your card balance.

3. Can I link my U Card to Apple Pay or Google Pay?

Yes. Both virtual and physical U Cards support Apple Pay and Google Pay.

4. Where can I use my U Card?

The card can be used in most countries and regions at supported merchants. However, certain countries, regions, and merchant categories are not supported. Please contact Customer Support to confirm whether a specific location or merchant is eligible.

5. Can I withdraw cash from an ATM using my U Card?

Physical cards support ATM withdrawals. Virtual cards do not support ATM withdrawals.

Disclaimer: The information in this article is subject to change. Please refer to the latest announcements and applicable card terms for the most up-to-date details. Echobit shall not be liable for any direct or indirect losses arising from changes in circumstances or outdated information.