What Is Echobit Fixed Earn?
Echobit Fixed Earn provides products with different lock-up periods. Users can select a product based on their asset usage plans and intended holding period.
After subscribing to a Fixed Earn product, the assets are locked for the selected term and returns are calculated according to the applicable product rules.
Before subscribing, check the Est. APR, Duration, minimum and maximum subscription amounts, interest start time, payout date, maturity date, and early redemption rules displayed on the product page.
Step 1: Go to Echobit Earn
Web: Log in to your Echobit account and go to the Earn page.
App: Open the Echobit app, tap Earn, and enter the Earn page.
Step 2: Select a Fixed Earn Product
On the Earn page, select the Fixed Earn product you want to subscribe to.
For example, you can select a USDT Fixed Earn product with a specific term.
Different products may have different APRs, terms, minimum subscription amounts, and maximum subscription amounts. Please refer to the current product page for the latest information.
Step 3: Transfer or Deposit Funds
If your available balance is insufficient to subscribe to the selected product, you need to transfer funds to the account used for subscription, such as your Spot Account.
Click “+” next to Available on the subscription page and select Transfer or Deposit.
- Transfer: Transfer existing assets between your accounts.
- Deposit: Deposit digital assets into your account.
Using Transfer as an example:
- Click Transfer.
- Select the account from which you want to transfer funds.
- Select Spot Account as the destination account.
- Enter the amount and click Confirm.
Note: Please confirm the asset type, source account, destination account, and amount before completing a transfer.
Step 4: Review the Fixed Earn Product Details
After completing the fund transfer, review the information displayed in the subscription window, including Interest Start Date, Payout Date, Maturity Date, Profit Mode, and Est. Total Profit.
Before subscribing, carefully review Interest Start Date, Payout Date, and Maturity Date to understand when the product starts accruing interest, when earnings are scheduled to be paid, and when the product matures.
Note: Est. Total Profit is an estimated return based on the current product rules and does not represent actual or guaranteed returns. Actual earnings are subject to the final settlement result.
Step 5: Enter the Subscription Amount
After confirming the product information, enter the amount you want to subscribe to under Subscription Amount.
For example, to subscribe 1 USDT to a USDT 7 Days product:
- Confirm that the selected product is USDT 7 Days.
- Enter 1 under Subscription Amount.
- Check the subscription amount and product information.
- Read and agree to the Echobit Earn Service Agreement.
- Click Subscribe to submit the subscription.
Before clicking Subscribe, check the product name, Subscription Amount, Est. APR, Duration, Interest Start Date, and early redemption rules.
Step 6: Confirm the Subscription and View Your Position
After the subscription is completed successfully, click View Earn Positions on the Earn page to view your current Earn positions.
Select Fixed to view your Fixed Earn products, positions, earnings, and other information displayed by the platform.
Before Subscribing to a Fixed Earn Product, Check the Following Information
- Est. APR
Check the Est. APR displayed on the current product page.
APR is an annualized rate displayed for reference and does not represent actual or guaranteed returns.
- Duration
Check the Duration of the product to understand how long the assets will be held according to the applicable product rules.
- Minimum and Maximum Subscription Amount
Different products may have different minimum and maximum subscription amounts. Please refer to the current product page for the applicable limits.
- Interest Start Date
Check the Interest Start Date to understand when the product will begin accruing interest.
- Payout Date
Check the Payout Date to understand when the corresponding earnings are scheduled to be paid.
- Maturity Date
Check the Maturity Date to understand when the Fixed Earn product reaches maturity.
- Whether Early Redemption Is Supported
Early redemption rules may vary by Fixed Earn product. Some products may not support early redemption, so carefully review the relevant information before subscribing.
- Whether Early Redemption Affects Earnings
If a product supports early redemption, check whether early redemption will affect your earnings and review the applicable rules before proceeding.
Important: Fixed Earn products have a defined term. Before subscribing, make sure you do not need to use the assets during the applicable term. Do not subscribe assets that you may need in the short term to an unsuitable Fixed Earn product.
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